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Learn about term lengths and steps to locate the term length on your loans. Use this field to document the answer to the question discussed in the knowledge article. Affirm calculates the annual percentage rate (apr) of a loan using simple interest, which equals the rate multiplied by the loan amount and by the number of months the loan is outstanding. Payment options through affirm canada holdings ltd. Apr offered is based on. Use this apr calculator to see what customers will pay when you offer them affirm monthly payments as a checkout option. The payment calculator can determine the monthly payment amount or loan term for a fixed interest loan. Use this apr calculator to see what customers will pay when you offer them affirm monthly payments as a checkout option. Affirm is a buy now, pay later (bnpl) payment plan service. It allows you to split the cost of a purchase into four equal installments with no interest when you pay on time. Want to find out how much you will pay in total for your purchase? Here is the link to affirm apr calculator: